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Joining Forces for Employee
Health Benefits at a BETTER COST

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Joining Forces for Employee
 Health Benefits at a BETTER COST

WHAT IS DirectCARE?

DirectCARE Health Alliance (DCHA) is a health benefits purchasing program for employers, created for the purposes of

JOINTLY NEGOTIATING BETTER INSURANCE PRICES AND TERMS;

GAINING LONG TERM STABILITY IN MANAGING EMPLOYEE BENEFITS.

DCHA presents an alternative self-funded employer centric market where employers can take back control, form their own purchasing pool, and succeed with self-funding.

The broad goal approach starts with addressing four goals of the employer:

LOW COST

STABLE RENEWALS

EMPLOYER-CENTRIC RISK MANAGEMENT STRATEGY

INSURANCE “WHEN YOU NEED IT”

Take control.

ACCESS SPECIALLY SELECTED HEALTH PLANS TODAY!

Get a Quote

DEDICATION TO HELP MEMBERS NAVIGATE THEIR  HEALTH CARE EXPERIENCE

FUNDING

FUNDING

Employers with less than 50 enrolled employees will make one level payment every month. Larger employers with 50 or more enrolled employees can choose their method of funding claims – either level funding or self-funding.

LEVEL SELF-FUNDING

DCHA offers true self-funding that is financed with level payments (with optional traditional pay-as-you-go for larger employers).

Take control.

ACCESS SPECIALLY SELECTED HEALTH PLANS TODAY!

Get a Quote

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Take control.

ACCESS SPECIALLY SELECTED HEALTH PLANS TODAY!

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ADVANCED FUNDING

Employers with 1000+ employees should ask about our 3 year Rate Lock Program.

CARE NAVIGATION

Technology and Telephone access to a Care Concierge to answer any questions and provide support including:

Finding a Provider

On-Demand Provider Network

Quality Physician Referrals

Support Direct Contract Options

Verify Benefits and Coverage

Out-of-Pocket Assistance Program

INCENTIVE MANAGEMENT PROGRAM

PROACTIVE POPULATION HEALTH PROGRAM

Saves money and increases member satisfaction by supporting the Center of Value utilization

Reduces employer’s medical spending by 6% - 12%; Employees save 40% on Out of Pocket; 15%-80% per Episode

The only program that supports network optimization, direct contracts and variable incentives

Identifies avoidable spending – ER, Branded Rx, High Cost Providers

Improves Rx Compliance and Reduces Population Health Risk 

Monitors Screening compliance and identify gaps in care

Offers a proactive outreach program