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DirectCARE Health Alliance (DCHA) is a health benefits purchasing program for employers, created for the purposes of
JOINTLY NEGOTIATING BETTER INSURANCE PRICES AND TERMS;
GAINING LONG TERM STABILITY IN MANAGING EMPLOYEE BENEFITS.
DCHA presents an alternative self-funded employer centric market where employers can take back control, form their own purchasing pool, and succeed with self-funding.
The broad goal approach starts with addressing four goals of the employer:
LOW COST
STABLE RENEWALS
EMPLOYER-CENTRIC RISK MANAGEMENT STRATEGY
INSURANCE “WHEN YOU NEED IT”
Take control.
ACCESS SPECIALLY SELECTED HEALTH PLANS TODAY!
FUNDING
Employers with less than 50 enrolled employees will make one level payment every month. Larger employers with 50 or more enrolled employees can choose their method of funding claims – either level funding or self-funding.
LEVEL SELF-FUNDING
DCHA offers true self-funding that is financed with level payments (with optional traditional pay-as-you-go for larger employers).
Take control.
ACCESS SPECIALLY SELECTED HEALTH PLANS TODAY!
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© 2021 Benebay Inc.
Take control.
ACCESS SPECIALLY SELECTED HEALTH PLANS TODAY!
ADVANCED FUNDING
Employers with 1000+ employees should ask about our 3 year Rate Lock Program.
CARE NAVIGATION
Technology and Telephone access to a Care Concierge to answer any questions and provide support including:
Finding a Provider
On-Demand Provider Network
Quality Physician Referrals
Support Direct Contract Options
Verify Benefits and Coverage
Out-of-Pocket Assistance Program
INCENTIVE MANAGEMENT PROGRAM
PROACTIVE POPULATION HEALTH PROGRAM
Saves money and increases member satisfaction by supporting the Center of Value utilization
Reduces employer’s medical spending by 6% - 12%; Employees save 40% on Out of Pocket; 15%-80% per Episode
The only program that supports network optimization, direct contracts and variable incentives
Identifies avoidable spending – ER, Branded Rx, High Cost Providers
Improves Rx Compliance and Reduces Population Health Risk
Monitors Screening compliance and identify gaps in care
Offers a proactive outreach program